Tax Planning
Keep more of what you earn with tax planning designed around NHS and private income; practice ownership; and long-term wealth building.
Your finances aren’t typical. Your advice shouldn’t be either.
As an established medical or dental professional, your financial life may extend beyond the scope of traditional financial planning.
While pursuing your career goals and managing your business interests, you may also be balancing NHS and private income, navigating pension complexities or planning for the future of your practice.
So, specialist advice from a financial planning team that understands the nuances of the medical and dental sectors is essential.
Specialist insight that reflects your profession.
With expertise tailored to established medical and dental professionals, we create clear, long-term financial plans that evolve with your career, business interests and personal circumstances.
Whether you are establishing your place in the sector, growing a successful practice or planning for retirement, we can help you manage your wealth, multiple income streams and long-term financial decisions.
Every recommendation is made in the context of your wider financial plan, ensuring your pensions, tax, investments, protection and estate planning do not work in isolation.
Estate and Succession Planning
Protect your family wealth, business interests and practice succession with comprehensive planning that considers various aspects of your financial future.
NHS and Private Pension Planning
Build a joined-up retirement plan that takes account of your complex income structure; NHS and private pensions; and long-term financial goals.
Income and Family Protection
Ensure your life assurance, critical illness and income protection continue to give you peace of mind by reflecting your current career stage and lifestyle.
What you can achieve.
We are here to help you make confident financial decisions and plan for your future, throughout your career and beyond. With our independent financial advice that is not restricted to one provider or product range, you can make informed decisions, avoid pitfalls unique to the medical and dental professions and make the most of your hard-earned income, savings and investments.
Grow your wealth
From savings and investment strategies to financial planning for practice owners, we will help make sure your money is working as hard as possible.
Protect what matters
When life takes an unexpected turn, our specialist advice helps ensure your family, wealth and business interests are protected.
Plan for the future
Whether retirement is years away or just around the corner, you will benefit from joined-up retirement planning, NHS pension advice and legacy support.
“You've dedicated your career to looking after others; your financial future deserves that same level of care and attention. Whether you're building your career, growing your practice, looking to sell your practice, or thinking ahead to retirement, thoughtful financial planning with a specialist can help you make the most of your hard work and create the future you deserve with clarity and confidence.”
Chris Hewson
CFP & Chartered Financial Planner
Financial Planning for Practice Owners.
Running your own medical or dental practice brings additional financial responsibilities and opportunities.
Alongside managing your personal finances, you may be considering how to best structure your income, protect your practice, make the most of your pension arrangements, plan for business growth or prepare for an eventual exit.
Our financial planners understand the challenges of balancing personal and business financial goals. From exploring tax-efficient pension arrangements and commercial property investments to planning for your longer-term future, we can help you take a joined-up approach to your finances, ensuring your decisions today support both your practice and your personal ambitions.
What our medical and dental clients say.
“The team are incredibly knowledgeable and genuinely care about achieving the best outcomes for my family. They take the time to understand my goals and provide clear, practical advice every step of the way. I feel confident and well‑informed throughout the process and wouldn’t hesitate to recommend Acumen to others.”
Medical and Dental FAQs.
Find answers to some of our most frequently asked questions. If you can't find what you're looking for, our team is here to help. Simply get in touch and we'll be happy to answer your questions.
Do you work alongside accountants and other professional advisers?
Yes. Depending on the level of service you choose, we can work alongside your accountant, solicitor, tax adviser and other professional advisers to ensure your financial planning remains coordinated. Our Family Wealth service level can also include hosting collaborative meetings with your wider advisory team where appropriate.
Why do medical and dental professionals need specialist financial planning?
Medical and dental professionals often have more complex financial arrangements than those in many other professions. NHS pensions, public and private income, tax planning, practice ownership and succession all require specialist knowledge to ensure each part of your finances works together. That is why working with financial planners who understand the unique challenges and opportunities of the medical and dental professions can make such a difference.
Can you advise on NHS and private pensions?
Absolutely. Many medical and dental professionals build up NHS and private pensions over the course of their careers. Our specialist advisers understand how these different schemes affect your wider retirement planning and can help you plan confidently for the future.
Do you only work with doctors and dentists?
Our specialist advice is designed for established medical and dental professionals, including doctors, dentists, consultants and practice owners. Many of our clients have a combination of NHS and private income, alongside increasingly complex financial planning needs.
Can you help practice owners?
Yes. We work with medical and dental practice owners on everything from growth and tax planning to succession, sale and exit strategies, ensuring your personal and business finances remain aligned.
