At Acumen Financial Planning, we recognise that discussions around pensions – such as potential changes to tax relief or tax-free lump sums – can raise questions.
In The Scotman’s Your Money Q&A, Chartered Financial Planner Andrew Sutherland outlines how we encourage decisions about pensions to be made based on current legislation rather than speculation. He highlights that pensions offer certain tax advantages and that individual circumstances play a key role in planning for retirement. The article encourages a considered approach to pension decisions, focusing on long-term goals and personal circumstances.
Read the full Q&A in The Scotsman here.
Editor’s Notes
Published in Scotsman Money 27th October 2025
The information provided is the opinion of Andrew Sutherland, Chartered Financial Planner and should not be considered advice.
Acumen Financial Planning Ltd is authorised and regulated by the FCA, FRN 218745.