Resources

Recent figures from the Department for Work and Pensions (DWP) show that a significant gap in private pension wealth between men and women in the UK remains. By their late 50s, women’s average private pension

Making Tax Digital (MTD) is by no means a new concept. Since April 2022, VAT-registered companies have been required to submit more documentation to HMRC in an attempt to create more accurate, real-time tax reporting.

Planning for retirement looks very different today than it did for previous generations. With many people now building up multiple pensions across different employers – alongside changes to the State Pension Age – understanding what

Recent UK and Scottish Budget announcements highlight an important reality of long-term financial planning: even the best-laid plans can be affected by changes beyond our control. Revisions to Inheritance Tax rules for family businesses, followed

How much you need for retirement is a highly personal question, with no single figure that suits everyone. With more flexibility than ever in how people retire, effective planning starts by understanding the lifestyle you

The 31st January 2026 deadline is rapidly approaching. An estimated 11 million people will be required to fill in their 2024/25 self-assessment tax return[1], and based on recent trends, more than 1 million will miss

Lifetime gifts can affect UK Inheritance Tax (IHT) planning. Featuring in The Scotsman Money Q&A, Wendy Morrison explains that larger gifts made during your lifetime may be exempt from IHT if the giver lives for

Building long-term wealth doesn’t require perfect timing or complex strategies, but clarity, consistency and time. For young professionals, small decisions made early can compound into meaningful financial progress. In a recent article with The Herald,