Recent figures from the Department for Work and Pensions (DWP) show that a significant gap in private pension wealth between men and women in the UK remains. By their late 50s, women’s average private pension wealth is estimated to be around 48% lower than men’s,
Making Tax Digital (MTD) is by no means a new concept. Since April 2022, VAT-registered companies have been required to submit more documentation to HMRC in an attempt to create more accurate, real-time tax reporting. However, by 2026, many landlords and self-employed individuals will also
The Spring Forecast 2026 report outlines the UK’s economic outlook following recent fiscal and political developments, highlighting a complex environment shaped by policy changes, economic uncertainty, and wider geopolitical factors. UK GDP growth slowed during 2025, ending the year at 1.3%, with 2026 growth forecast
Planning for retirement looks very different today than it did for previous generations. With many people now building up multiple pensions across different employers – alongside changes to the State Pension Age – understanding what your future income might look like has become increasingly complex.
Recent UK and Scottish Budget announcements highlight an important reality of long-term financial planning: even the best-laid plans can be affected by changes beyond our control. Revisions to Inheritance Tax rules for family businesses, followed by a later policy reversal, created uncertainty for many owners
How much you need for retirement is a highly personal question, with no single figure that suits everyone. With more flexibility than ever in how people retire, effective planning starts by understanding the lifestyle you want and how your finances can support it. In a
Lifetime gifts can affect UK Inheritance Tax (IHT) planning. Featuring in The Scotsman Money Q&A, Wendy Morrison explains that larger gifts made during your lifetime may be exempt from IHT if the giver lives for seven years after giving them, but could still be taxed
Building long-term wealth doesn’t require perfect timing or complex strategies, but clarity, consistency and time. For young professionals, small decisions made early can compound into meaningful financial progress. In a recent article with The Herald, we explore practical habits such as defining clear goals, building
