What is financial planning? And in unprecedented times, do I need it?

When it comes down to it, the impartial, professional and transparent service we offer steers your finances in the right direction over the long-term, so you get exactly what you want out of your money and investments, regardless of what’s happening on the worldwide stage.

Recognising the differences

An accountant deals with what’s already happened over the past year; a solicitor deals with the legal aspects.

In contrast, a financial planner deals with today, tomorrow and beyond: advising clients about the road ahead — with an eye always on their plans for the future — and ensuring their finances are ordered in such a way that they never run out of money.

Our experts, many of whom are chartered and certified financial planners, are specialists in their own areas too: for example, I work primarily in NHS pensions, there are others who specialise in dealing with divorce-related financial issues, pension transfer advice, and financial planning for families.

Others have particular skills in advising business owners, as well as senior executives in the oil and gas and professional sectors.

My vision is for people to think of a visit to a financial planner as an annual occurrence, in the same way we think about our tax return, a mortgage rate review or checking interest on savings accounts.

Challenging perceptions

Because of its specialised approach, financial planning is sometimes seen as coming with a hefty price tag, but that’s not necessarily the case: we work with clients with different levels of wealth.

Because of our talented team and the systems and planning software we have in place, we can deliver a premium level service, that adds measurable value. Take a look at some of our case studies to find out more.

Fundamentally, it's important clients know we've got their backs. Financial planning can be really complex, so we want to take a more straightforward approach so they can reap the benefits.

An earlier version of this piece appeared in The Scotsman.


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